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Writer's pictureCA Sonith Shetty

Employees State Insurance (ESI)

A Concise Summary for managing your ESI Compliance:


Applicable Rates:


Total ESI Contribution = Employer’s Contribution + Employees Contribution

  • Employer's Contribution – 3.25% of the wages paid/payable.

  • Employee Contribution – 0.75% of the wages paid/payable.


Example:

Mr. H with wages of Rs.18,000 work in a factory unit. The contribution will be as follows: Employee Contribution – 0.75%*18,000 = 135 Employer Contribution – 3.25%*18,000 = 585


So, a total contribution of Rs.720 will be made. The responsibility of deducting the contribution and depositing the same is on the employer. The employer must deposit the amount within 15 days of the end of the calendar month in which the deduction is made. The same can be deposited online or to authorised designated branches of SBI or other designated branches.



Applicability:


  • The scheme under the act supports factories, restaurants, motor road transports, newspaper establishments and undertakings, movies and purview theatres, hotels, shops and other establishments.

  • If 10 or more persons employed in such establishment and the beneficiaries’ monthly wage does not exceed Rs 21,000 are covered under the scheme.


Advantages:

  • Sickness benefits at a rate of 70% (in the form of pay) will be paid in the event of any certified illness lasting for a maximum of 91 days in any year.

  • An employee’s and his family’s medical coverage.

  • Pregnant women are entitled to maternity leave (paid leaves).

  • If an employee dies on the job, 90% of their pay is paid to their dependents every month for the rest of their lives.

  • The same rules apply in the event of an employee’s disability.

  • Expenses associated with the funeral.

  • Medical expenses for the elderly.



Returns filing:

  • An employer must file Form 1, which is available on the ESIC website in PDF format.

  • The last date of submission of ESI return is within 42 days from the end of half yearly period that will be 12th November for period April to September and will be 12th may from October to March


Due Date:


The ESI Contribution payment last date is the 15th of every month.



Documents Required for Registration of ESI in Salary:

  • Address proof of the business

  • PAN card of the business

  • Details of all partners, directors, and shareholders

  • A license under the Factories Act or Shop Establishment Act

  • Details of all employees and their salary structure

  • Bank details

  • Documents such as partnership deed, Articles of association and Memorandum in case of company.






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